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T.H.E. Insurance Group - Insuring Owensboro and All of Kentucky, Indiana, and Tennessee

Our Philosophy of Service Continues Today
To provide our policyholders with as near perfect protection, as near perfect service, as is humanly possible, and to do so at the lowest possible cost.

Our professional insurance agents have been providing life insurance, home insurance, auto insurance, and business insurance products since 1972.

Conveniently located on Carlton Drive in Owensboro, we offer easy access for the surrounding communities of Davies County.

T.H.E. Insurance Group Is Proud Members Of
Greater Owensboro Realtor Association Logo
Owensboro Home Builders Association Logo
Timothy Hood headshot
Timothy Hood
Principal Agent

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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Recent News & Updates

5 Family-Friendly Home Projects to Start This Father’s Day

National Homeownership Month celebrates the dream of owning a home, highlighting its significance in achieving financial stability and building communities. It’s a time to recognize the value of homeownership and promote initiatives that support aspiring homeowners. Father’s Day coincides nicely with National Homeownership Month, offering an opportunity for families to bond over home improvement projects. Making updates to the home fosters quality family time and...

What is Guaranteed Replacement Cost?

Few things in life are worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to how it was before trouble struck. If you get Guaranteed Replacement Cost (GRC) coverage, that is unlikely to happen. Why? GRC will pay for the full cost of rebuilding...

What Is Product Liability Insurance For Small Businesses?

It’s a fact of life: accidents happen. Of course, risks will always be associated with creating, manufacturing, assembling, distributing, or selling products, but managing those risks is a key part of your business success. Product liability insurance can protect your business from potential legal and financial consequences arising from product-related claims. Product Liability Insurance In a Nutshell Product liability insurance is a specialized form of...

6 Factors that Determine the Cost of Your Life Insurance Premiums

Life insurance serves as a financial safety net, providing peace of mind and protection for loved ones in the event of the policyholder’s death. Term life insurance offers coverage for a specified period, while whole life provides lifelong protection with a cash value component. Universal life offers flexibility in premiums and death benefits, and variable life allows investment options within the policy. Choosing the right...