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T.H.E. Insurance Group - Insuring Owensboro and All of Kentucky, Indiana, and Tennessee

Our Philosophy of Service Continues Today
To provide our policyholders with as near perfect protection, as near perfect service, as is humanly possible, and to do so at the lowest possible cost.

Our professional insurance agents have been providing life insurance, home insurance, auto insurance, and business insurance products since 1972.

Conveniently located on Carlton Drive in Owensboro, we offer easy access for the surrounding communities of Davies County.

T.H.E. Insurance Group Is Proud Members Of
Greater Owensboro Realtor Association Logo
Owensboro Home Builders Association Logo
Timothy Hood
Timothy Hood
Principal Agent
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Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.

Recent News & Updates

Commercial Auto Insurance: What Business Owners Should Know About Covering Company Vehicles

Whether your business relies on a single work truck or a fleet of delivery vans, the vehicles you use for business purposes likely need more than a standard personal auto insurance policy. Commercial auto insurance is designed to cover vehicles used for business operations and can provide protections that personal policies typically do not. Understanding the difference between the two can help business owners avoid...

Renters Insurance: The Affordable Coverage Most Renters Don't Know They're Missing

If you rent your home, apartment, or condo, you may assume that your landlord's insurance policy protects your belongings. Unfortunately, that's a common misconception—and a costly one. A landlord's insurance policy typically covers the physical structure of the building but not the personal property of the people who live in it. Renters insurance is designed to fill that gap, and it's often more affordable than...

Life Insurance for Stay-at-Home Parents: Why Unpaid Work Has Real Financial Value

When families think about life insurance, the conversation often focuses on the household's primary income earner. But what about the parent who stays home to raise the children, manage the household, and care for the family? The work performed by a stay-at-home parent has real financial value—and if that parent were no longer around, the surviving family members might face significant costs to replace those...

Myths & Facts About Pumping Gas

For some reason, pumping gas tends to produce a lot of misconceptions. For instance, many people mistakenly believe that filling up in the morning at the day’s lowest temperature can put more gas in your tank. For the facts on this myth and others, continue reading. Facts and myths at a glance Don't smoke while pumping gas. Avoid distractions like texting while fueling. Stay outside...