T.H.E. Insurance Group - Insuring Owensboro and All of Kentucky

Our Philosophy of Service Continues Today
To provide our policyholders with as near perfect protection, as near perfect service, as is humanly possible, and to do so at the lowest possible cost.

Our professional insurance agents have been providing life insurance, home insurance, auto insurance, and business insurance products since 1972.

Conveniently located on Frederica Street in Owensboro, we offer easy access for the surrounding communities of Davies County.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote"
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill"
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator"
TimothyHood
Timothy Hood
Principal Agent
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

What Is Guaranteed Replacement Cost?

Posted: October 11, 2019

There are few things in life worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to the way it was before trouble struck. If you get guaranteed replacement cost coverage, that is unlikely to happen. Why? Because guaranteed replacement cost will pay for...

Bat In Your House? Here’s How To Get It Out.

Posted: October 9, 2019

You’re watching TV or making dinner when you hear the flapping of wings. Imagine your surprise when you discover it’s not a bird, but a bat that’s found its way into your home! Nobody likes uninvited guests. But compared to common pests like flies, ants, or mice, a flying bat circling above you is universally spooky. That’s because these winged creatures have developed a reputation as disease-carrying...

Will Quitting Smoking Lower My Life Insurance Premiums?

Posted: October 7, 2019

There are many reasons to quit smoking, and reducing the cost of life insurance is one of them. When you kick the habit, you save money not only on the cost of cigarettes and healthcare, but on life insurance premiums as well. If you are ready to quit, talk to our friendly agent about how and when it will get you better life insurance rates....

What Kind of Insurance Do I Need If I Rent Out My Home?

Posted: October 4, 2019

If you own a home, you probably already have homeowners insurance to protect your investment from covered losses. However, a standard homeowners policy may not cover damages that occur when your house is being rented out, depending on the length of the rental term and the situation. Our experienced agent can advise you on what insurance you need if you plan to rent out your...