T.H.E. Insurance Group - Insuring Owensboro and All of Kentucky

Our Philosophy of Service Continues Today
To provide our policyholders with as near perfect protection, as near perfect service, as is humanly possible, and to do so at the lowest possible cost.

Our professional insurance agents have been providing life insurance, home insurance, auto insurance, and business insurance products since 1972.

Conveniently located on Frederica Street in Owensboro, we offer easy access for the surrounding communities of Davies County.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote"
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill"
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator"
TimothyHood
Timothy Hood
Principal Agent
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Is Graded Death Benefit Life Insurance Worth The Cost?

Posted: January 22, 2020

Graded death benefit insurance has important advantages for certain people. It may be worth the cost if you want the protection of permanent life insurance coverage, but may not qualify for another permanent life insurance plan because of health issues. What Is Graded Death Benefit Insurance? Graded death benefit insurance is permanent, as opposed to term life insurance. What makes it different from standard permanent...

How Garage Insurance Can Protect Your Mechanic Business

Posted: January 19, 2020

Garage insurance is designed to protect garage owners against different types of liability. Any business that involves working on or around vehicles needs this type of insurance, particularly a mechanic business. Our knowledgeable agent can advise you on the garage insurance your mechanic business needs and help you find the best available rates. What Is Garage Insurance? Garage insurance is specialized general liability insurance for...

How Is Condo Insurance Different From Homeowners Insurance?

Posted: January 16, 2020

Whether the space you live in is a condo or a house, if you own your own home, you need insurance. Property owners are responsible not only for what happens to their property, but also for what happens to visitors on the premises. However, a condo is not the same type of structure as a house, and there are key differences between homeowners insurance and...

How To Prevent A Dryer Fire

Posted: January 16, 2020

Laundry is part of life’s weekly grind. But did you know that dryers cause roughly 15,500 home structure fires, 29 deaths, 400 injuries, and $192 million in direct property loss each year? What’s more, most dryer fires happen in the winter. What can cause a dryer fire? The most common cause of dryer fires is failure to do a thorough cleaning. Because a lint trap...