T.H.E. Insurance Group - Insuring Owensboro and All of Kentucky

Our Philosophy of Service Continues Today
To provide our policyholders with as near perfect protection, as near perfect service, as is humanly possible, and to do so at the lowest possible cost.

Our professional insurance agents have been providing life insurance, home insurance, auto insurance, and business insurance products since 1972.

Conveniently located on Frederica Street in Owensboro, we offer easy access for the surrounding communities of Davies County.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote"
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill"
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator"
TimothyHood
Timothy Hood
Principal Agent
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

How Do I Change My Life Insurance Beneficiary?

Posted: November 7, 2019

It is crucial to name a beneficiary on your life insurance policy. Otherwise, when you die, the policy becomes part of your estate and subject to probate. However, you may change your mind about who you want your beneficiary to be, in which case you have the right to change it. What Is The Process For Changing Beneficiaries On A Life Insurance Policy? In most...

Is An Animal Living Under Your Porch? Here’s What To Do Next

Posted: November 6, 2019

As a homeowner, you’ve probably entertained guests who overstayed their welcome. But unlike your in-laws or a former college roommate, an animal that’s made itself at home on your property has no intention of leaving. Some of the usual suspects include raccoons, opossums, woodchucks, skunks, or the occasional stray cat. And while they’re just looking for a safe place to call home, you’d probably prefer...

How Business Owners Package (BOP) Insurance Can Save You Money

Posted: November 4, 2019

Business owners package (BOP) insurance gives you several different insurance products rolled into one. Eligibility for this type of package can vary among providers. Purchasing BOP insurance can save your business money, as it is typically sold at a premium less than the total cost of individual coverages. What Does Business Owners Package Insurance Cover? BOP insurance can be individually-tailored to suit your business. Our...

7 Tips To Protect Your Business From Water Damage

Posted: October 28, 2019

Whether it’s caused by a flash flood or a burst pipe, water damage is often unpredictable. And as a business owner, it can seriously impact your day-to-day operations and bottom line. But in many cases, there are proactive steps you can take to prevent critical delays or destruction to your property. Here are seven tips to help protect your business from common sources of water...